For business owners

Fund your next project directly from individual investors through a custom, branded platform.

Offer small shares of your project or business to investors who believe in it. You launch and run the offering on the Asset Tokenization platform, under your own name. Our team sets it up with you and supports you afterwards, so you keep running your business.

Check if my project fits See the steps

Typical time to launch: About 12 weeks, plus regulator review
Who can invest: Many investors, in small amounts
First step: A one-week feasibility review

The basics

What tokenization means, in one minute

Your business decides what it offers investors, for example a share of the profit from a new orchard, a share of rent from a building, or a small stake in the company. That share is divided into small digital units called tokens, and investors buy as many as they wish, within the rules.

Instead of a spreadsheet or a paper share book, the platform keeps ownership in a digital investor register. The rules, such as who may invest, from which countries and how much, are built into each token and checked every time one changes hands.

This is not a cryptocurrency. There is no coin to trade and no price chart. What a holding is worth depends on your project.

It is still a regulated offering. You need a proper structure, approved documents, identity checks and regular reports to investors, and it takes weeks, not days. Money comes only if investors choose to invest. What changes is that one business can take part in the same offering as hundreds of small investors, in several countries, and manage all of them from one console.

How it works

From first call to paying your investors

Six steps for one offering in a known country. Time for the regulator's review comes on top.

1Week 1
A first conversation
You tell us about your business and what the money is for. We ask a few plain questions about your accounts, your plans and who might invest.
2Week 1–2
Feasibility review
Our team checks whether an offering makes sense for you and gives you a written Go, Conditional Go or No-Go. If it is a No-Go, we tell you why.
3Weeks 3–6
Structure and terms
You decide what investors get and how they are paid, with our help. Qualified local counsel sets up the legal structure, and the terms are configured in the platform.
4Weeks 7–12
Documents and your portal
Documents and your portal: The offering documents are prepared and, where required, filed with the regulator. The regulator’s review time is additional and varies by country.
5Around week 12
Your offering opens
Investors sign up in your portal, verify their identity, sign and pay online. You tell your story to your customers, community and contacts, and we support you with introductions where agreed.
6Every year
Reporting and payments
Reporting and payments: You publish reports to investors from your console and pay them under the agreed terms, every year.

How it compares with the usual options

A general comparison. The right choice depends on your business, and sometimes a bank loan is simpler.

	Bank loan	A strategic or fund investor	Offering to many investors (tokenized)
What you give up	Nothing in ownership, but you take on debt.	A share of the business, agreed with one partner.	What you choose to offer: a share of profit or revenue, a note, or a small stake, depending on the structure.
Repayments	Fixed monthly repayments, in good months and bad.	No fixed repayments. The investor shares in the growth.	Depends on the terms. Investors can share in results instead of receiving fixed monthly repayments.
Collateral	Usually required: property, equipment or your personal assets.	Not usually needed.	Not required in a way a bank requires it. Investors rely on the terms, the documents and your reporting.
Who can invest	One bank.	One investor or a small group, often with experience in your sector.	Many investors, including customers and people abroad, in small amounts, within the offering rules.
How long it takes	Weeks to months, depending on the bank.	Depends on the investor. Terms are agreed one to one.	About 12 weeks to launch for one offering in a known country, plus regulatory review time.
Paperwork and reporting	Loan application, then statements to the bank.	Due diligence, then reporting to your investor.	Approved offering documents, identity checks and regular reports to all investors.
What happens after	You repay until the loan ends.	You gain a partner who often brings experience and contacts as well as money.	You report and pay investors under the terms. Later rounds can reuse the same platform and investor base.

A general comparison. Every route has its place, many businesses combine them, and sometimes a bank loan is simpler. Actual terms depend on the lender or investor and on the structure, confirmed by qualified local counsel.

Find your kind of business

Each page explains the steps, what investors usually get and what you need to start, for your sector.

SME tokenization

Growth money for small and medium businesses: equipment, a second location or working capital.

Agriculture tokenization

Farms, orchards, vineyards, greenhouses and processing, with terms that follow the seasons.

Real estate tokenization

A building, a renovation, student housing or a logistics unit, offered to many investors.

Renewable energy tokenization

Solar, wind and other energy projects offered to the community around them.

Hospitality & tourism tokenization

Hotels, guesthouses and tourism projects offered to guests and supporters.

Manufacturing & food tokenization

A new production line, a cold store or a processing plant.

Is this right for your business?

A quick check. The feasibility review gives you the full answer in writing.

Not sure which side you are on? The feasibility review is how we find out, and No-Go is a possible answer.

A good fit if

You have a clear project and know what the money is for.
Your business has accounts and a trading history, or a well-documented project.
Customers, partners or a community already know and support what you do.
You are ready to report to investors regularly and honestly.
You want to keep running the business yourself, day to day.

Probably not yet if

You need the money in a few days.
The amount is small enough that a bank loan or a single investor is the simpler route.
Nobody in the business can take on investor reporting.
There is no clear plan for how investors will be paid.
You are not ready to share your financial results with investors.

Questions business owners ask first

Do I need to understand the technology?

No. You decide the project, the terms and who to tell about it. You run the offering from a simple console, investors use a normal website to sign up and pay, and our team sets the platform up and supports you.

Do you find the investors for me?

Your business raises the money, and your own customers and contacts are often the first investors. Where agreed, we help with the investor story and make introductions to investors and regulated partners. Nobody can promise the offering will be fully taken up.

Is this legal?

Yes, when it is done as a proper regulated offering, approved where the law requires it. The rules differ by country. Our own offerings were approved by the Securities Commission of the Republic of Serbia. For yours, we map the rules with qualified local counsel before anything is offered.

Has the platform been used before?

Yes. We run our own regulated offerings on it, including a hazelnut orchard offering in Serbia that raised more than €1.5 million from more than 140 investors.

What does it cost?

It depends on the project, so we quote in writing after the one week review. The quote covers the raise and the years after it separately, so you see both before you commit. Legal counsel, audit and identity checks are paid directly to the independent firms that do them, and we do not mark them up. If your raise is small enough that a bank loan or a single investor would be simpler, we will tell you in the review, before you have spent anything.

Is this cryptocurrency?

No. What your investors receive is a security, the same legal category as a share or a bond. Where the law requires it, the offering has to be approved by a financial regulator before anyone pays. Our own two offerings were approved by the Securities Commission of the Republic of Serbia and are regulated under the Serbian Digital Assets Act.

The word token only describes how ownership is recorded. Instead of a paper certificate or a spreadsheet, the list of owners is kept on a shared digital ledger, which is why transfers and payments can follow the rules automatically. There is no coin to trade and no price chart. What a holding is worth depends on your project, not on speculation.

Our tokens also carry a registered ISIN and Digital Token Identifier, the same kinds of reference code used for ordinary shares and bonds.

General information only, not an offer of securities and not legal or investment advice. Any offering is made by the business itself under the rules that apply to it, including approved documents, investor checks and ongoing reporting. Asset Tokenization provides technology and advisory services; structures are confirmed by qualified local counsel.

Ready to raise money on your own platform?

Tell us about your project in five short steps. Within a week you'll know whether it fits, what's missing and how quickly your investor portal could go live.

Check if my project fits Book a demo