A real business
Trading history, accounts and customers, not a plan on paper.
SME capital
Raise money to grow your business from the people who already know it.
Your customers, suppliers and local supporters may want to invest, but there is no practical way to take many small amounts. With the Asset Tokenization platform your business gets its own investor portal, one investor register and one set of rules for all of them, as an alternative or addition to a bank loan. Our team helps you set it up, and you keep running the business.
- Typical instruments
- Revenue share, notes or minority shares
- Typical investors
- Customers, partners, local and professional investors
- Key design point
- Simple terms, steady reporting
What owners want
Capital without handing over the company
Owners of profitable, growing businesses usually want growth capital in a way that fits their plans, alongside or instead of a bank loan or a single investor. They want to include customers and partners, not only professional investors. They want payouts tied to how the business actually performs, a register they do not have to maintain by hand, and a way for holders to transfer later.
The instrument matters more here than anywhere else. Many owners prefer a revenue share or notes, which leave ownership and control unchanged, over minority shares.
Typical structures
| Revenue share | Notes | Minority shares | |
|---|---|---|---|
| What investors get | A stated percentage of revenue until a cap or end date. | Scheduled interest and repayment of principal. | A stake in the company and any dividends. |
| Control | Unchanged. | Unchanged, subject to covenants. | Shared, depending on voting rights. |
| Suits | Businesses with steady, reportable revenue. | Businesses with predictable cash flow. | Businesses planning a sale or larger round later. |
| Main risk for investors | Revenue falls short. | The business cannot pay. | No exit for many years. |
Illustrative only. Confirmed and executed by qualified local counsel.
What investors look for in an operating business
What the money is for
A specific use: a new line, a site, equipment or working capital.
Terms they can follow
How payouts are calculated, when they are paid and when the instrument ends.
Regular updates
Revenue or results reported on a schedule, with forecasts labelled as forecasts.
The rules that usually apply
Revenue-share instruments, notes and shares are usually securities. Smaller offerings often use a prospectus exemption, for example below a size threshold or with limits per investor. In the EU, some offerings run through licensed crowdfunding service providers under the European crowdfunding regulation, which sets its own caps and disclosure. Offering to customers in several countries multiplies the rules.
We map the options with qualified counsel. Ticket limits and country restrictions are then built into the security, and KYC and AML checks run through the issuer's provider.
When tokenization is not the right tool
- The business has no trading history or reliable accounts yet.
- The amount needed is small enough that a bank facility or a single investor is simpler.
- Nobody in the business can take on investor reporting every quarter.
- The offer would go mainly to consumers in countries where the exemption does not apply.
Expert setup and support for SME capital
Included in onboarding or added as you need them, around the platform you run.
Feasibility review
A written Go, Conditional Go or No-Go in one week. Feasibility review
Financial design
Choice of instrument, payout formula and base, upside and downside cases. Financial design
Platform setup & white-label
Onboarding and holdings on your own domain, in your brand. Platform setup
Capital introduction
Investor story and demand generation, scoped per mandate. Capital introduction
Questions we get from business owners
Can our customers invest?
Often yes, within the offering rules. Eligibility and ticket limits by country can be built into the security.
Do we give up control?
Not with a revenue share or notes. With shares, you decide which rights come with them, subject to company law.
Can we run a second round later?
Yes. Follow-on offerings reuse the same platform and investor base.
Summaries of public frameworks, not legal advice. Structures are confirmed and executed by qualified local counsel. Asset Tokenization is a technology and advisory provider; the issuer remains responsible for the offering.
Ready to raise money on your own platform?
Tell us about your project in five short steps. Within a week you'll know whether it fits, what's missing and how quickly your investor portal could go live.